What is a Texas Windstorm Certification?
Texas Windstorm certification is something homeowners and business owners should have if their structures are located in designated catastrophe areas along the Texas Gulf Coast. This has been a standard in Texas since 1971, when in the wake of Hurricane Celia hit and caused an estimated $500,000,000 in property damages. Due to the voluntary insurance market in Texas restricting windstorm policies along the Texas Gulf Coast, the Texas Catastrophe Property Insurance Association (TCPIA) was created. In 1997, it was renamed the Texas Windstorm Insurance Association (TWIA). Read more about them here – http://www.twia.org/.
They require that “inland II” roofs have to be constructed to resist three-second wind gusts up to 110 mph. “Inland I” roofs must be constructed to with stand three-second gusts to 120 mph while seaward structures have to be built to tolerate 130 mph. This was legislation enacted in Texas in 1987 to mitigate losses to structures due to hurricanes. The Texas Department of Insurance (TDI) inspects the roofs, something they have been doing since Jan. 1, 1988. The Windstorm Inspection Program applies to structures within designated catastrophe areas. This includes cities east of Highway 146 in Harris County. The TWIA is supposed to supply the windstorm and hail portion of a homeowner’s insurance policy.
When you hire a roofing company, you want to get one that constructs roofs that are certified. Guardian Roofing Systems is such as company. We understand what it takes to construct a roof built for Gulf Coast weather. People who utilize our services will benefit from the fact we pretty much handle the entire claims process. We help make your claim, set up meetings with your adjustor and fight for a reasonable settlement, if necessary. Our relationship with insurance companies is solid and that gives you a better chance of landing a fair deal with them. Relieve stress from a damaged roof and let us take charge. We will fix your roof using our reputed professionalism and promptness.
What is the Average Cost of Texas Windstorm Inspections?
If you come to Guardian Roofing Systems, expect the average cost of Texas Windstorm inspections to be affordable and within your budget. The last thing you need after a storm has damaged your roof is to face spending your hard-earned money on expensive roof repairs. Our crew will make sure that your roof is constructed and inspected to the building specifications adopted by the Texas Department of Insurance.
We have the experience necessary and our crew has the knowledge of veterans. Every one of our employees is certified by CertainTeed, netting us the Select Shingle Master accreditation. Read more about that here – http://goo.gl/UDi6H. Reliability is one of our most attractive facets. We guarantee that our work will satisfy you completely or we will be out there again within 24 hours to solve the problem.
What are Texas Windstorm Requirements?
According to House Bill 2012 passed by the 70th Texas Legislature, certain inspection requirements were implemented for structures to be considered insurable property for windstorm and hail insurance through TWIA. The TDI should inspect or approve buildings to be sure they are compliant with TWIA specifications. The property has to be inspected this way or it will not be eligible for windstorm insurance through TWIA.
Guardian Roofing Systems builds roofs that satisfy TWIA requirements. Our crew is experienced in building roofs that meet the standard and beyond. We also specialize in TPO roofing and our metal roofing prices are reasonable. Give us a call today!